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Do you have to fix your car with insurance money?Post

Do you have to fix your car with insurance money?

After you receive money from the insurance company for damage to your car, you may consider whether it is necessary to take the money to have the car repaired. If you choose to pocket the money, you are taking a risk in the event of a future accident and may not be able to sell...

After you receive money from the insurance company for damag...

What are the two main types of car insurance?Post

What are the two main types of car insurance?

Auto insurance coverage can be divided into two main categories. These two categories are coverage for damage to property and coverage for bodily injury. Enter your zip code above for FREE car insurance quotes today! Other Types of Coverage There are multiple types of coverage within these broad categories other than property and bodily injury. There...

Auto insurance coverage can be divided into two main categor...

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How do I check car insurance status?Post

How do I check car insurance status?

Because having valid and current car insurance is a requirement in almost every state to own a vehicle, it is important to make sure that your insurance status is current. If you do not have the information on your insurance policy, you can contact the department of motor vehicles in your state to find out whether...

Because having valid and current car insurance is a requirem...

Can I buy car insurance for a week?Post

Can I buy car insurance for a week?

Auto insurance policies are sold in terms. When you’re buying a standard auto insurance policy, you have no option but to choose between a six-month policy and a 12-month policy. Unfortunately for consumers in the traditional marketplace, not everyone needs coverage for six months or 12 months at a time. While standard policies aren’t sold...

Auto insurance policies are sold in terms. When you’re...

Can I buy car insurance for one day?Post

Can I buy car insurance for one day?

Traditional insurance policies require time to underwrite and issue. One of the reasons that policies can take up to 30 days to issue is because the company must run reports and verify the information that you provided to set an adequate rate. Unfortunately, for consumers who need short-term coverage, the time it takes to issue...

Traditional insurance policies require time to underwrite an...

Does my car insurance cover me towing a trailer?Post

Does my car insurance cover me towing a trailer?

If you’re prepping for a cross-country trip towing your travel trailer, it’s important to plan ahead. Not only do you need to learn the safest technique for hitching and towing your trailer, you also need to be sure that you have plenty of protection in case you have a loss. Before you buy insurance, you...

If you’re prepping for a cross-country trip towing you...

Do I have to own a car to get insurance?Post

Do I have to own a car to get insurance?

Owning a car is not always a necessity, but that doesn’t mean you won’t need insurance. Many people borrow cars from their friends or family members, meaning that you need to make sure you are protected in the event of an accident. Whether you’re borrowing a car, renting a car, or using a car sharing...

Owning a car is not always a necessity, but that doesn’...

What happens when a car is totaled by the insurance company?Post

What happens when a car is totaled by the insurance company?

Finding out that your car has been declared a total loss, often referred to as being totaled, can be an upsetting experience. However, there are a few things that happen once a car has been declared a total loss. Depending on the extent of the damages and the age of your vehicle, you may have...

Finding out that your car has been declared a total loss, of...

What factors affect car insurance rates?Post

What factors affect car insurance rates?

Many people are complacent when choosing car insurance. They renew their insurance every time without determining if it is the best rate for their situation. Today, however, comparing auto insurance rates is simple if you use the right tools. Before purchasing or renewing an auto insurance policy, use our FREE online price comparison tool to...

Many people are complacent when choosing car insurance. They...

How do you find out if a car has insurance?Post

How do you find out if a car has insurance?

Sometimes it becomes necessary to find out if a car has insurance. You may be driving a car that belongs to someone else, trying out a new car that you are considering purchasing, or be in some other situation that requires you to know a car’s history. Your state DMV office is a good place...

Sometimes it becomes necessary to find out if a car has insu...

Do you need your license to get car insurance?Post

Do you need your license to get car insurance?

Obtaining auto insurance is a fairly easy process. As long as you have a driver’s license and a clean driving record, you should have no problem securing insurance for your vehicle. If you don’t have a driver’s license, however, there are very limited instances where you can get insurance. Enter your zip code above to...

Obtaining auto insurance is a fairly easy process. As long a...

How is a car insurance premium calculated?Post

How is a car insurance premium calculated?

When shopping for car insurance, one thing you will want to know is how a car insurance premium is calculated. Knowing this information will help you to predict what your premium will be. There are several factors that go into the calculation of an insurance premium. Enter your zip code above for FREE car insurance...

When shopping for car insurance, one thing you will want to ...

How do I claim insurance when someone hits my car?Post

How do I claim insurance when someone hits my car?

Filing an insurance claim can be a simple process, or it can end up being more complicated depending on what information you do or do not have. Anytime someone hits your car, it is important to get as much information as possible about the driver and the vehicle. Depending on the state, there many be...

Filing an insurance claim can be a simple process, or it can...

What do car insurance adjusters do?Post

What do car insurance adjusters do?

Getting into an accident is never a happy time for anybody, but having auto insurance will definitely take care of the tedious tasks and help you to feel at ease. How will insurance help you? As you deal with an accident and try to erase all the damage done, the insurance adjuster will be your...

Getting into an accident is never a happy time for anybody, ...

If my car is totaled, what will insurance pay?Post

If my car is totaled, what will insurance pay?

When you file a liability auto insurance claim, you know that your policy is only going to pay up to the limits that you carry for third-party damages. The Bodily Injury and Property Damage limits are written clear as day on your declarations page and the document shows how much the carrier will pay for medical...

When you file a liability auto insurance claim, you know tha...

Is it worth it to get gap insurance on a used car?Post

Is it worth it to get gap insurance on a used car?

Many prospective car buyers see the value in buying their cars used. Pre-owned cars often include all of the latest amenities that consumers want at a discounted sticker price. Not only can you find a quality car for less, you can rest assured that the dealer has done a thorough inspection to spot potential issues...

Many prospective car buyers see the value in buying their ca...

Is it worth it to get gap insurance on a new car?Post

Is it worth it to get gap insurance on a new car?

New cars depreciate at an alarmingly fast rate. As soon as you drive off of the lot, the car’s value drops by nearly 10 percent of what it was worth just minutes before. If you’re still interested in buying a car that has that new car smell, it’s important to build an insurance portfolio that...

New cars depreciate at an alarmingly fast rate. As soon as y...

Is it legal to drive without car insurance?Post

Is it legal to drive without car insurance?

In addition to the many financial reasons why car insurance is necessary for every driver, you are also legally required to have it. If you get caught in a car accident without car insurance, you will be faced with serious civil and criminal penalties. There is no good justification for not making sure you maintain...

In addition to the many financial reasons why car insurance ...

When should I remove collision from my car insurance?Post

When should I remove collision from my car insurance?

Collision coverage is often used when your car is involved in an accident with an object in the road or another driver. In these situations, your collision coverage can help to get your car repaired and working like before. There are good reasons to keep collision coverage active on your policy. Enter your zip code...

Collision coverage is often used when your car is involved i...

Will my car qualify for classic insurance?Post

Will my car qualify for classic insurance?

Classic cars are different than traditional cars. Due to the differences in these types of cars, a standard personal auto policy normally does not provide adequate coverage for a classic car. To protect yourself from the risks associated with owning a classic car, finding out if you qualify for classic car insurance is important. Enter...

Classic cars are different than traditional cars. Due to the...

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