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PostYou’re allowed to cancel your insurance at any time and for any reason. Even though it’s an option, it’s not always in your best interest to terminate your plan when you don’t need insurance for weeks or months. You may be able to cancel some of the coverage on your policy instead of canceling your...
You’re allowed to cancel your insurance at any time an...
PostWhen you go shopping at small retail stores you’ll see “No Refunds” signs plastered all throughout the store. While it’s not a good policy, it’s one that retailers can follow if they desire. The problem with not allowing customers the option to return or exchange items that they buy is that you’re not going to...
When you go shopping at small retail stores you’ll see...
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PostRecord retention is something that just about every single person struggles with from time to time. Just how long should you keep a bill around after it has been paid in case there was an error? How long do you retain something such as your insurance documentation? Some documents are easy must-keeps, things like your...
Record retention is something that just about every single p...
PostIt never pays to try to drive without the required amount of auto insurance coverage. Now, there are even more ways available to law enforcement officers for checking whether you have the required amount of auto insurance. If you are not insured right now, act quickly to get the insurance required in your state so that...
It never pays to try to drive without the required amount of...
PostWhile each car insurance company has its own policy terms for the effective dates of your policy, you do not necessarily have to keep insurance with that same company for the entire term. If you stop your coverage early, you just need to tell the insurer. Six months is a very popular term for auto...
While each car insurance company has its own policy terms fo...
PostNo one ever wants to be in a financial situation where they have to pay their bills late. While making a late payment isn’t ideal, there may come a time where you’ll have to decide between paying your car note on time or paying your utility bill online. Many of your service providers will give...
No one ever wants to be in a financial situation where they ...
PostWhile you might think that one short trip to the store in someone else’s vehicle isn’t a big deal, it can be when you don’t do your homework. One thing to focus on is whether or not you’re covered to drive under the car’s policy or under your own. Understanding when your coverage extends and...
While you might think that one short trip to the store in so...
PostHaving your car keys lost or stolen can be a very expensive and frustrating experience. The cost to replace your keys can be very high, especially if you have an automatic key set or any type of smart function on your keys that must be programmed to your car. The price that a dealership will...
Having your car keys lost or stolen can be a very expensive ...
PostHaving a baby may be a lot of work, but having a teenager is more work than most parents expect. As soon as you become a parent, you plan for the future and imagine how your child will change over the years. Unfortunately, the years fly by and your little one starts to become a...
Having a baby may be a lot of work, but having a teenager is...
PostIf you have purchased a car, you probably needed to take out a loan from a bank or finance company to pay for it. Most lenders require that you purchase full coverage car insurance. At the time you bought it, you needed to prove to the lender that you had insurance for the car. Can...
If you have purchased a car, you probably needed to take out...
PostCar insurance is required to own a vehicle in every state, and it is never a good idea to drive without insurance. However, if you are not going to be driving for an extended period of time, you may want to avoid paying insurance premiums during that time frame. Suspension of your policy may be...
Car insurance is required to own a vehicle in every state, a...
PostAuto insurance policies are sold in terms. When you’re buying a standard auto insurance policy, you have no option but to choose between a six-month policy and a 12-month policy. Unfortunately for consumers in the traditional marketplace, not everyone needs coverage for six months or 12 months at a time. While standard policies aren’t sold...
Auto insurance policies are sold in terms. When you’re...
PostTraditional insurance policies require time to underwrite and issue. One of the reasons that policies can take up to 30 days to issue is because the company must run reports and verify the information that you provided to set an adequate rate. Unfortunately, for consumers who need short-term coverage, the time it takes to issue...
Traditional insurance policies require time to underwrite an...
PostMany prospective car buyers see the value in buying their cars used. Pre-owned cars often include all of the latest amenities that consumers want at a discounted sticker price. Not only can you find a quality car for less, you can rest assured that the dealer has done a thorough inspection to spot potential issues...
Many prospective car buyers see the value in buying their ca...
PostNew cars depreciate at an alarmingly fast rate. As soon as you drive off of the lot, the car’s value drops by nearly 10 percent of what it was worth just minutes before. If you’re still interested in buying a car that has that new car smell, it’s important to build an insurance portfolio that...
New cars depreciate at an alarmingly fast rate. As soon as y...
PostThere are times when you need car insurance but are between policies. Perhaps you are just starting out driving, and you are not sure what type of insurance you need most. Temporary insurance is insurance that serves as an alternate to a 12-month policy. It offers comprehensive coverage from one to 28 days. It covers...
There are times when you need car insurance but are between ...
PostWhen a friend is nice enough to let you borrow their car, the last thing you want to think about is having an accident. Most of the time, friends borrow cars and return them back in one piece without any hiccups. Unfortunately, you can never predict when you’re going to have an accident. If you’re...
When a friend is nice enough to let you borrow their car, th...
PostIf you need to cancel your insurance before the term ends, it’s important to review the terms of your contract first. Not only can an early termination lead to a cancellation fee, if you have a lapse in coverage it can also lead to fines and court-ordered penalties. Doing a small amount of research before...
If you need to cancel your insurance before the term ends, i...
PostInsurance coverage is often a necessity for any vehicle. There are times, however, where it may seem to make sense to remove coverage from a vehicle that is not in use, is sitting in storage, or is otherwise not on the road. Removing your insurance coverage may seem like the best idea if your car...
Insurance coverage is often a necessity for any vehicle. The...
PostWhen you buy auto insurance, you have rights. These rights are laid out in the Consumer Bill of Rights that is adopted by each and every state Department of Insurance. Before you buy personal auto insurance, it’s in your best interest that you know your rights so that you can exercise them. Since insurance is...
When you buy auto insurance, you have rights. These rights a...
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